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Frequently Asked Questions
Travel insurance is a policy that provides financial protection against unexpected events during your trip, such as medical emergencies, trip cancellations, baggage loss, flight delays, and other travel-related risks.
Travel insurance is mandatory for certain countries (such as Schengen nations) and highly recommended for all international travel to safeguard against unforeseen expenses.
Travel insurance typically covers:
- Medical emergencies and hospitalization abroad
- Emergency medical evacuation
- Trip cancellation or curtailment
- Loss or delay of checked baggage
- Passport loss
- Flight delays
- Personal liability (as per policy terms)
Coverage may vary depending on the plan selected.
Common exclusions include:
- Pre-existing medical conditions (unless specifically covered)
- Self-inflicted injuries
- Alcohol or drug-related incidents
- Adventure sports (unless add-on purchased)
- Travel against medical advice
- Fraud or negligence
Always read the policy wording carefully.